Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
A Brief History Of Medicare
Posted: January 21, 2021
A Brief History Of MedicareAmericans began receiving Medicare benefits after 1965, when President Lyndon Johnson signed the legislation into law. But the cause actually started with Teddy Roosevelt, who ran for president in 1912 on a platform that included national health insurance. The following is a brief sketch of Medicare events after President Roosevelt. November 19, 1945: President Harry Truman asked Congress to create a national health insurance fund,...
What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?
Posted: January 19, 2021
What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...
Driving Tips for Long Trips
Posted: January 16, 2021
Driving Tips for Long TripsSetting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup Before a trip, make sure your car is in good operating condition. At a...
What Happens if I Withdraw My 401(k) Early?
Posted: January 13, 2021
What Happens if I Withdraw My 401(k) Early?A 401(k) is a company-sponsored retirement plan that gives employees a tax break on the portion of their salary they contribute to the plan. Contributions are automatically withdrawn and invested in funds of the employee’s choosing, and employers have the option to match contributions. 401(k) plans are designed for retirement savings. Early withdrawal of funds carries heavy penalties under normal circumstances. How Soon Can You...
Keeping Health Coverage While Between Jobs
Posted: January 10, 2021
Keeping Health Coverage While Between JobsHealth insurance is not just nice to have – it is essential to your family’s well-being. If you are between jobs, you have several options for keeping health coverage until you start a new position. COBRA “COBRA” stands for the Consolidated Omnibus Budget Reconciliation Act. This law gives workers who lose or leave their jobs the right to continue group health benefits for a limited...