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5 Practical Tips for Your Hurricane Season Travels
Posted: August 16, 2024
![5 Practical Tips for Your Hurricane Season Travels](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.lpinsurancegroup.com/wp-content/uploads/sites/2939/2024/08/August-16th-blog-scaled-1-768x432.jpg)
Traveling during hurricane season presents unique challenges, including unpredictable weather and potential disruptions. Proper preparation and insurance coverage are essential to safeguard your trip and finances. Ensuring you’re well-prepared can mitigate risks and provide peace of mind. As we enter hurricane season, remember the following practical tips to help you travel safely and stress-free, ensuring your journey remains smooth and enjoyable despite potential weather-related obstacles....
What happens to my 401(k) if my employer’s business shuts down?
Posted: August 13, 2024
![What happens to my 401(k) if my employer’s business shuts down?](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.lpinsurancegroup.com/wp-content/uploads/sites/2939/2024/08/August-13th-blog-scaled-1-768x432.jpg)
A 401(k) is widely used to facilitate retirement savings, providing employees with a tax-advantaged way to build their nest egg. When an employer goes out of business, employees often worry about the security of their 401(k) funds. Fortunately, 401(k) plans are protected by federal laws and typically remain intact. Ownership of a 401(k) Account 401(k) accounts are owned by employees, not employers, ensuring the security...
Insurance Coverage for Telehealth Services: What You Need to Know
Posted: August 10, 2024
Telehealth services are increasingly popular, offering convenient access to medical care remotely. These services play an essential role in modern healthcare delivery. Specifically, it’s important to know how your health insurance policy applies to telehealth services, ensuring you can utilize them effectively while managing healthcare costs. What Are Telehealth Services? Telehealth services encompass virtual doctor visits, remote monitoring of health conditions, and teletherapy for mental...
What to Expect if You Outlive Your Life Insurance Beneficiary
Posted: August 7, 2024
Life insurance provides financial support to beneficiaries upon the policyholder’s death. If you outlive your beneficiary, the policy’s benefits won’t be distributed as initially planned. If you outlive your beneficiary, update your policy by naming a new beneficiary or adjusting the policy to reflect your current wishes. Regular reviews and updates to your life insurance are essential to maintain its relevance. Choosing Your Beneficiaries A...
Does Medicare cover immunizations?
Posted: August 6, 2024
August is National Immunization Awareness Month, highlighting the importance of vaccines in preventing illness. Medicare, an integral aspect of senior healthcare, covers a range of immunizations to protect older adults from diseases like flu, pneumonia, and shingles. These vaccinations are essential for maintaining health and reducing complications. Medicare Part B typically covers vaccines recommended by the CDC, ensuring seniors have access to preventive care that...